AMC Funding

We are proud to work with AMC the leading supplier of long-term funding for the agricultural sector.

As AMC Agents, we can provide you with tailored funding to support most rural business activities. You’ll benefit from simple and affordable lending to support your consolidation, growth or diversification plans.

Who are AMC?
AMC have more than 90 years’ experience lending to the agricultural sector, specialising in long-term mortgages and loans for farms and rural businesses. It means they understand the challenges and opportunities impacting you and the whole agricultural sector.

Tim Parsons

Director of Professional Compliance

Associate Director & Chartered Surveyor

01228 406260

Carlisle

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The Benefits of AMC Finance

You will receive a swift response on your funding proposal and will also benefit from:

Competitive mortgage rates, with interest-only and repayment options available or a blend of both
Rates can be set for the life of the agreement, unlike many other secured loans or overdraft agreements
No annual reviews or the need to see annual accounts – we leave you alone to get on with the business of farming
No early repayment charges for variable rate loans
Finance secured against land as well as property to help you increase the capital you can raise
Loans and mortgage agreements can be transferred to the next generation
Access to AMC’s experienced and knowledgeable support teams who understand the sector’s unique funding needs
Funding decisions that can be approved in principal before you make a sealed bid or go to auction

Note: the above are subject to AMC credit criteria and your obligations to AMC continuing to be met.

Who can access AMC funding?

Whether you are a sole trader, partnership, limited company or trust, providing you are an agricultural, horticultural, equine or other commercial land-based business you can access AMC’s competitive funding. All lending must be for business purposes only and will be provided on a secured loan basis. It can be used to support a number of different opportunities, including:

Land purchase
New equipment or machinery
Building new or improving current structures
Diversification plans
New stock
Buying a farm tenancy
Refinancing current debt
Working capital support
Paying out a business/family partner to gain sole control

Type of loans available through AMC

AMC’s tailored finance is structured within a simple core product allowing you to borrow from £25,001 upwards through a long-term standard-loan. Repayment terms are available between five and 30 years, with interest rates that can be variable or fixed*. *There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.

How can H&H Land & Estates help?

As an AMC Agent we have helped our clients find tailored and competitive agricultural loans through our relationship with AMC. We can provide expert guidance on your financial needs and a quick decision. To discuss the options of borrowing from AMC and how they could assist you, please call Tim Parsons or Jonathan Hird on 01228 406260 or email us in complete confidence at [email protected].

N.B. AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.