AMC - H&H Land & Estates

AMC Funding

At H&H Land & Estates, we are proud to work with Agricultural Mortgage Corporation (AMC), the UK’s leading provider of long-term funding for the agricultural and rural sector.

As appointed AMC Agents, with over 40 years combined experience of acting for AMC, we can help you secure tailored agricultural finance designed to support consolidation, growth, succession planning or diversification. AMC funding is straightforward, flexible and built specifically around the needs of farming and rural businesses.

Who are AMC?

AMC has over 90 years’ experience supporting the agricultural industry, specialising in long-term farm mortgages and rural business loans. Their in-depth understanding of the sector means funding solutions are structured with real farming challenges and opportunities in mind, from fluctuating markets to generational change. By working with AMC, you benefit from a lender that truly understands agriculture, land-based businesses and rural property.

Tim Parsons

Director of Professional Compliance

Associate Director & Chartered Surveyor

01228 406260

Carlisle

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The Benefits of AMC Finance

The Benefits of AMC:

You will receive a swift response on your funding proposal and will also benefit from:

Competitive mortgage rates, with interest-only and repayment options available or a blend of both
Rates can be set for the life of the agreement, unlike many other secured loans or overdraft agreements
No annual reviews or the need to see annual accounts – we leave you alone to get on with the business of farming
No early repayment charges for variable rate loans
Finance secured against land as well as property to help you increase the capital you can raise
Loans and mortgage agreements can be transferred to the next generation
Access to AMC’s experienced and knowledgeable support teams who understand the sector’s unique funding needs
Funding decisions that can be approved in principal before you make a sealed bid or go to auction

Note: the above are subject to AMC credit criteria and your obligations to AMC continuing to be met.

Who can access AMC funding?

Whether you are a sole trader, partnership, limited company or trust, providing you are an agricultural, horticultural, equine or other commercial land-based business you can access AMC’s competitive funding. All lending must be for business purposes only and will be provided on a secured loan basis. It can be used to support a number of different opportunities, including:

Land purchase
New equipment or machinery
Building new or improving current structures
Diversification plans
New stock
Buying a farm tenancy
Refinancing current debt
Working capital support
Paying out a business/family partner to gain sole control

Type of loans available through AMC

AMC Finance is offered through a simple, flexible core product, allowing you to borrow from £25,001 upwards via a long-term standard loan

· Loan terms – 5-30 years

· Interest rates: Variable of fixed*

While fixed rates provide certainty if interest rates rise, variable rates may reduce if market rates fall.

How can H&H Land & Estates help

Here at H&H Land & Estates, Jonathan Hird and Tim Parsons are both AMC Agents and have helped many clients secure competitive agricultural loans and rural mortgages.

As an AMC Agent we have helped our clients find tailored and competitive agricultural loans through our relationship with AMC. We can provide expert guidance on your financial needs and a quick decision. To discuss the options of borrowing from AMC and how they could assist you, please call Jonathan Hird or Tim Parsons on 01228 406260 or email us in complete confidence at [email protected].

N.B. AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.