Understanding Mortgages

Getting help from a professional

There are many mortgage deals available, each with a range of rates, fees and conditions. You might be tempted to enlist the help of a professional who can organise a search on your behalf. They can help you to find a suitable mortgage based on your needs and personal circumstances and support you through your application. We offer a flexible mortgage referral service (of which we receive a referral fee) over the phone or face to face.

Please note that you are under no obligation to use any of the services of these recommended conveyancers.

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up with repayments on your mortgage.

There are many different types of mortgages that you can have, here's some: 

Fixed Rate Mortgage - A fixed rate mortgage allows you to keep the same amount of interest for several years, it means you'll know exactly how much you're putting towards your mortgage every month.

Variable Rate Mortgage - With a variable rate mortgage, your interest rate can go up and down over time which means your monthly payments can vary.

Buy to Let Mortgages - These are typically for landlords who want to buy property to rent it out, the tennats pay the landlord rent and then they will pay their mortagge of with these payments.